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Frequently Asked Questions

1: How do I know if am eligible for funding?
We provide funding to persons who are pursuing claims through an attorney for personal injuries, medical negligence, estate matters and commercial litigation. 

2: Is this a loan?
No. It is not a loan. It is an advance against the settlement of your lawsuit

3: How do I get started?
Simply contact us via website or call 1-888-333-7441 and speak to an account specialist. We will take it from there. 

4: Do I have to have an attorney?
Yes. You must have an attorney handling your case for us to consider you for an advance. 

5: How much money can I get advanced?
We deal with clients as individuals, not as categories. Each client’s matter is reviewed by our Account Specialist to ensure you will receive the fairest funding available for your type of case. But as a general rule, funding will not exceed 10-15% of the expected case value. 

6: How fast can I get my money?
Within 24 to 48 hours from the time we receive your application. Once you contact us or apply, we will immediately assign an account specialist to assist you in getting the funding you need as soon as possible.

7: Is the process complicated?
The process is simple. All we need is information from your attorney about your case and we can make a decision on your funding request within 24 hours.

8: What can I use the money for?
The money is yours to use however you need to. 

9: What happens if I lose my case?
You owe us nothing if you lose your case. You get to keep the money we advanced you and you owe us nothing.

10: How is the advance paid back?
Happy Rock gets paid at the end of your case from your share of the case proceeds after attorney’s fees and expenses are deducted.

11: Is the process confidential?
Everything we do is confidential.

12: How do you decide how much money to advance me?
Each case is evaluated on its merits taking into account many factors relevant to your type of case. 

13: What makes Happy Rock different than other lawsuit litigation funding companies?
Happy Rock provides plaintiffs and attorneys with exceptional service coupled with the fairest and simplest funding solutions in the industry.

14: What is your Money For Nothingsm Program?
Our MFN program is an opportunity for us to save you money on your existing funding agreement. We will actually give you the money we are willing to save you in the form of cash now. All we ask is that you sign a funding agreement with us that is identical to the one you signed with your current company .At the end of the case you owe us no more than you agreed to pay your original funding company only we will have given you more money at no additional charge: Money For Nothingsm. Calculate how much Money For Nothing you can get now. 

15: What do I need to get Money For Nothingsm?
Contact us now and request the Money For Nothingsm Program.

16: Can I get a breakdown of how much money I will owe before I take the advance?
Absolutely. We provide each client with a detailed breakdown of the cost of each advance. We want informed knowledgeable clients and we do our best to educate you in every possible way. We provide you the necessary information so you can make the best decision for you.